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What’s the Difference Between Subsidized and Unsubsidized Loans? The difference between subsidized and unsubsidized student loans depends mainly on who pays the interest on the loans during the in-school and grace periods. The federal government pays the interest on subsidized loans while the student is enrolled in college at least half-time, during the grace period …

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Do I Need to Pay Interest During In-School Deferment? Definition and Examples of In-School Deferment Andy Smith is a Certified Financial Planner (CFP), licensed realtor and educator with over 35 years of diverse financial management experience. He is an expert on personal finance, corporate finance and real estate and has assisted thousands of clients in …

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